About Us



We will continue to be highly responsive to market demand for mortgage processing and electronic conveyancing services.

Who we are
First Mortgage Services (FMS) provides mortgage documentation and settlement services, full mortgage servicing and administration for reverse mortgages and default management & recovery services for Lenders. FMS has operated in NZ for 10 years and Australia for 7 years. FMS is 100% owned by First American Financial Corporation (FAF) a leading provider of title insurance and settlement services across the globe.

Why we developed propel-lc
To meet the market need for improved security and efficiency in loan documentation, settlement and discharge processing for the benefit of Lenders, Lawyers and Borrowers. As such, to establish a platform for secure, accurate and reliable electronic conveyancing.

Our Journey
propel-lc was introduced to the NZ market mid 2010 and the uptake by Lawyers across the country has been excellent with the majority of Lawyers and law firms active in conveyancing now on board. Kiwibank has taken a lead role amongst lenders in supporting propel-lc and AMP Home Loans Limited, NZ Home Lending Limited and Sentinel are also on board. FMS has engaged with other banks and a strong level of interest has been shown by these Lenders. We expect more Lender licence agreements to be signed this year.

The propel-lc solution
propel-lc is secure internet based electronic communications portal for mortgage documents, settlements and discharges for all Lenders and Lawyers in NZ. It incorporates advanced electronic storage, document generation and web signing functionality – refer to our products page for more information.